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Nancy's outstanding professional services.
The Family of the Estate of Charles & Violet Alexander (54 Montauk Street, East Falmouth, MA 02536) would like to express our sincere appreciation to Mrs. Nancy Clayton for her outstanding professionalism, expertise and dedication in being our Real Estate Representative during the entire buying and selling process.
Initially the family had very little knowledge about listing property or what to expect from a Real Estate Agency. Furthermore the family was very apprehensive of how complex and time-consuming the selling and buying process would be since the Estate Executive lived in MD and the property was located in Falmouth, MA. After corresponding with several recommended Falmouth Real Estate Agents, Nancy was the only person that made us comfortable with her well-informed and non-threatening style. She explained the entire process with several e-mails, phone calls and mailed documentations. During the entire buying and selling process, Nancy's knowledge, thoroughness and unlimited energy were always exemplified in every minute detail from knowing Title V Code requirement to helping with legal issues with the Estate Attorney Richard Russell. She always demonstrated exceptional promptness in returning email messages and mailing overnight critical documentation that needed to be processed the next day with the Estate Attorney. As a result of Nancy's persistence, dedication, expertise and unlimited energy, the final buyer was selected twenty days after the property was on the market at the full asking price. We highly recommend Nancy to all our friends, family and others in the Falmouth area who wish to experience Nancy's outstanding professional services.
Sincerely,
Dr. Charlie Alexander Jr., Executor
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Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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| Q |
Where is the world's oldest castle located?
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| A |
The castle at Gomdan, Yemon, dating from before A.D. 100, is considered the oldest castle; it originally had 20 stories. |
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